850+
Late Payments Deleted
957+
Charge Offs/ Collections Deleted
353+
Bankruptcies Deleted
1539+
Happy Clients
“ What we can guarantee is that we will always make you our priority, because your credit and financial health is a priority to you. ”
Dr. Jacqueline Daniels C.I.S. (The Credit Doctor)
Credit Examination
Maintaining a clean, healthy credit profile is essential to your financial health. It can affect every aspect of your financial life, including: obtaining credit, mortgage, auto loan or even employment opportunities.
Just as a client seeks a traditional doctor for medical prognosis, same care is needed when seeking help for credit issues. Initially clients seek our help to resolve credit challenges that prevent them from obtaining the things they want.
What's Holding You Back?
Late Payments
Charge Offs
Collections
Divorce
Tax Liens
Student Loans
Bankruptcies
Evictions
Medical Bills
Child Support
Repossessions
Inquiries
What Our Clients Are Saying
Your service is great! My credit report is all cleaned up! I can't believe it! The other two bureaus are almost clean too.
C. Hollister
Thank you very much! To date, I have been quite pleased with your service and happy to report that my credit is very good now.
J. L. McKinzie
Now this is what I call SERVICE. I can't wait to see the negative entries fall off my other reports as well! Thanks a million!
H. Lively
About Us
What separates PHD Credit from the competition is simple, we help people to establish and build a solid and well-rounded credit foundation so that they can qualify mortgage or auto loan; more importantly, we are a company that brings results.