Late Payments Deleted
Charge Offs/ Collections Deleted
“ What we can guarantee is that we will always make you our priority, because your credit and financial health is a priority to you. ”
Dr. Jacqueline Daniels C.I.S. (The Credit Doctor)
Maintaining a clean, healthy credit profile is essential to your financial health. It can affect every aspect of your financial life, including: obtaining credit, mortgage, auto loan or even employment opportunities.
Just as a client seeks a traditional doctor for medical prognosis, same care is needed when seeking help for credit issues. Initially clients seek our help to resolve credit challenges that prevent them from obtaining the things they want.
What's Holding You Back?
What Our Clients Are Saying
Your service is great! My credit report is all cleaned up! I can't believe it! The other two bureaus are almost clean too.
Thank you very much! To date, I have been quite pleased with your service and happy to report that my credit is very good now.
J. L. McKinzie
Now this is what I call SERVICE. I can't wait to see the negative entries fall off my other reports as well! Thanks a million!
What separates PHD Credit from the competition is simple, we help people to establish and build a solid and well-rounded credit foundation so that they can qualify mortgage or auto loan; more importantly, we are a company that brings results.